Green credit cards: are they the way to go?

Green credit cards: are they the way to go?
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The growing demand for sustainability has given rise to a new credit card trend: green credit cards. The cards are a fantastic option for anyone looking to make their credit card use more ethical! Here’s everything you need to know about green credit cards in 2022.

What are green credit cards?

As their name suggests, green credit cards are “kind” to the environment. The cards offer consumers a more ethical way to purchase goods and encourage them to consider the impact their cards have on the environment.

Green credit cards are generally made from sustainable materials to minimize waste. Additionally, green cards often donate to green causes and support ethical investments. This means that a part of the profits made by the company goes to help the environment.

Which banks offer green credit cards?

Many commercial banks have started to introduce green credit card options. The cards work the same way as traditional credit cards, but offer the added benefit of helping environmental initiatives.


HSBC customers can choose to use a recycled credit card. These cards are made from 85% recycled plastic and the bank aims to offer a 100% recycled version by the end of 2022! Bank says switching to recycled cards will reduce COtwo emissions by 161 tons per year and will reduce plastic waste by another 73 tons.


Triodos Bank is taking big steps towards sustainability. The bank offers a ecological credit card made from recycled plastic and an ethical checking account option. The Triodos Green Credit Card has exactly the same functions as a regular PVC bank card and is highly durable to ensure it can withstand everyday use.


Last year, NatWest announced that their customers will receive new eco-friendly credit cards that are made from 86% recycled materials. As a result, millions of cards will be replaced as part of the bank’s bid to reduce the environmental impact of physical banking.

Are green cards the way to go?

Green credit cards help the environment by reducing the amount of COtwo that is released into the atmosphere. The cards also reduce global waste and contribute to ethical projects. However, it is clear that further improvements are needed.

It is argued that simply changing PVC for recycled materials is not enough. Instead, it may be better to discard physical cards altogether and move to digital alternatives. Mobile banking, Apple Pay and other types of digital cards reduce the need to manufacture physical banking products, and that could help minimize the use of plastic and fossil fuels.

However, digital credit cards have their own environmental consequences and are not always the most sustainable option.

How can you be a green credit card user?

In addition to switching to a sustainable card alternative, you could start to consider the impact your spending is having on the environment. Many big banks invest in fossil fuel stocks and support projects that harm the environment. The best way to go green is to use a bank that invests in sustainable businesses. Therefore, any money you give to the bank will go to a greater good.

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