Voted by you, the consumer, the personal finance awards are led by the money pages which is the sister brand of what mortgage.
Website visitors began by nominating a business that they, a friend, colleague, or relative may have had a positive experience with for the appropriate category. That first stage lasted four weeks, after which the top five in each category moved on to the second stage, where the public had twelve weeks to vote for their favourite.
This year saw a record number of votes cast, with over 50,000 cast in all categories throughout the campaign and the winners were announced during a special awards presentation day on Wednesday 24 November. Well done to all the nominees, and many congratulations to the winners and those who received high praise.
Personal Finance Awards 2021/22
Best Cash ISA
Highly Recommended: Leeds Building Society and Sainsbury’s Bank
Winner: Skipton Building Society
Best Investment ISA
Highly Recommended: Hargreaves Lansdown and Investor Interactive
Winner: Richify
Best Junior ISA
Highly Recommended: Halifax and Tesco Bank
Winner: Richify
Best Online Savings Provider
Highly Recommended: Charter Savings Bank and Piggy Bank
Winner: Cynergy Bank
Best Youth/Child Savings Provider
Highly Recommended: Dudley Building Society and Saffron Building Society
Winner: Harpenden Building Society
Best Overall Savings Provider
Highly Recommended: Metro Bank and Monzo
Winner: Caja de Ahorros Charter
Best standard checking account
Highly Recommended: HSBC and Virgin Money
Winner: Starling Bank
Best Checking Account with Benefits
Highly recommended: TSB and Virgin Money
Winner: first direct
Best checking account for high earners
Highly Recommended: Barclays and First Direct
Winner: Santander
Best Student Checking Account
Highly Recommended: Nationwide and TSB
Winner: Barclays
Best overall checking account
Highly Recommended: Barclays and Halifax
Winner: Starling Bank
best balance transfer credit card
Highly recommended: Barclaycard and Virgin Money
Winner: Sainsbury’s Bank
Best mortgage provider for first time buyers
Highly Recommended: NatWest and Virgin Money
Winner: Family Building Society
Best Buy to quit mortgage lender
Highly Recommended: Kensington Mortgages and Leek United Building Society
Winner: Land Bay
Best Fixed Rate Mortgage Lender
Highly Recommended: Nottingham Building Society and RBS
Winner: Leeds Building Society
Best Variable Rate Mortgage Lender
Highly Recommended: Barclays and Hinkley and Rugby Building Society
Winner: Leek United Building Society
best mortgage lender
Highly recommended: HSBC and TSB
Winner: Barclays
Best intermediary lender
Highly Recommended: NatWest Intermediary Solutions and Skipton Building Society for Intermediaries
Winner: Kensington Mortgages
Best specialist lender
Highly Recommended: The Mortgage Lender and Vida Homeloans
Winner: Pepper Money
Best Self-Build Mortgage Lender
Highly Recommended: Loughborough Building Society and The Melton Building Society
Winner: Earl Shilton Building Society
Best Equity Release Lender
Highly recommended: more2life and Pure Retirement
Winner: Aviva
Best Customer Service for Equity Release Lenders
Highly Recommended: Aviva and Pure Retirement
Winner: more2life
Best stock release broker
Highly recommended: age and key association
Winner: Supermarket Equity Release
Best Equity Release Broker Customer Service
Highly Recommended: Age Association and Equity Release Supermarket
Winner: Key
Best Overall Mortgage Lender
Highly Recommended: Barclays and Nationwide
Winner: Skipton Building Society
Best Mortgage Broker – (40 advisors and more)
Highly Recommended: Countrywide and Mortgage Advice Bureau
Winner: L&C
Best Mortgage Broker- (up to 39 advisors)
Highly Recommended: Business Mortgages and Your Mortgage Decisions
Winner: Alexander Hall
Best Second Mortgage Lender
Highly recommended: Equifinance and Prestige
Winner: Paragon Bank
Best Second Mortgage Broker
Highly Recommended: Brightstar and Visionary Finance
Winner: Loan Warehouse
Best Mortgage Broker Customer Service
Highly Recommended: Private Clients of SPF and The Mortgage Hut
Winner: Business Mortgages
Best personal loan lender
Highly Recommended: Barclays and NatWest
Winner: Novuna (formerly Hitachi Personal Finance)
Best personal loan broker
Highly Recommended: Freedom Finance and Norton Finance
Winner: Loan Store
Best Financial Advisor
Highly Recommended: Hoxton Capital Management and Openwork
Winner: St. James’s Place Wealth Management
best online stock broker
Highly Recommended: IG and Investor Interactive
Winner: Hargreaves Lansdown
best home insurance provider
Highly Recommended: Direct Line and John Lewis
Winner: AXA Insurance
The best income protection insurance
Highly Recommended: Legal and General and LV=
Winner: The Exeter
best car insurance
Highly Recommended: Churchill and Direct Line
Winner: Admiral
Best Breakdown Cover
Highly Recommended: GEM Motoring Assist and Green Flag
Winner: AXA Partners
Best Travel Insurance
Highly Recommended: InsureandGo and Post Office Money
Winner: Let’s go
best pet insurance
Highly Recommended – Bought by many and PetPlan
Winner: Animal Friends
The best life insurance for people over 50
Highly recommended: Legal & General and SAGA
Winner: Aviva
best health insurance
Highly Recommended: Bupa and Simplyhealth
Winner: Aviva
best comparison site
Highly Recommended: Compare The Market and findmyFA.co.uk
Winner: Pay too much
Best travel money provider
Highly Recommended: ASDA Money and Post Office Money
Winner: Tesco Bank
Best credit report provider
Highly Recommended: Equifax and Experian
Winner: Clearscore
Best provider of funeral plans
Highly Recommended – Cremations of Dignity and Simplicity
Winner: Avalon Funeral Plans
Best Construction Society – Customer Service
Highly Recommended: Principality Building Society and Tipton & Coseley Building Society
Winner: Furness Building Society
Best Bank – Customer Service
Highly Recommended: Monzo and Starling Bank
Winner: Metro Bank
Best Insurance Provider: Customer Service
Highly Recommended: Admiral and NFU Mutual
Winner: Let’s go
Best Overall Personal Finance Provider
Highly Recommended: Metro Bank and Post Office Money
Winner: Skipton Building Society
